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Have you ever had that frantic feeling when you realize your phone is about to die and that sense of helplessness the moment it does?  If you don’t have a charger handy you do everything in your power to conserve those last percentage points of battery life.  You swear it will never happen again and make it a habit to plug it in to your charger, computer, or car.  You do this because your phone or “mobile device” is incredibly…

This coming week brings with it National Employee Benefits Day.  On April 2nd, I invite you to reflect on the following thoughts: According to the Employee Benefits Research Institute, almost nine in ten people don’t think they’ll have enough saved when they get to retirement. Study after study provides data pointing to the same conclusion: A crisis is coming. As an employer, are your plan participants prepared for it?  As an employee, are you taking an active enough role in…